Prime Minister MUDRA Scheme[PMMY]

By | April 14, 2018

Prime Minister MUDRA Scheme[PMMY]:

The Micro Units Development Refinance Agency (MUDRA) Bank was started by the Prime Minister on 8th April in New Delhi. In the budget of the fiscal year 2015-16, a proposal for the creation of a Micro Unit Development Refinance Agency (Mudra) Bank was proposed with a refinance amount of 20,000 crores and a credit guarantee amount of Rs. 3,000 crores.


Vision Of MUDRA

“एक एकीकृत वित्तीय और समर्थन सेवाओं प्रदाता उत्कृष्टता के लिए वैश्विक सर्वोत्तम अभ्यासों और मानकों के साथ पिरामिड ब्रह्मांड के नीचे उनके व्यापक आर्थिक और सामाजिक विकास के लिए बेंचमार्क।”

Mission Of MUDRA

आर्थिक सहयोग और वित्तीय सुरक्षा हासिल करने में हमारे सहयोगी संस्थानों के साथ मिलकर, समावेशी, सतत और मूल्य-आधारित उद्यमी संस्कृति बनाने के लिए। “

The Purpose Of MUDRA Loan

मुद्रा ऋण विभिन्न उद्देश्यों के लिए बढ़ाया गया है जो विनिर्माण, सेवाएं, खुदरा और कृषि में आय सृजन और रोजगार सृजन प्रदान करता है।

The main function of “MUDRA” is to provide refinance facility for the loans given to micro businesses/units under the aegis of the Prime Minister Money Scheme.
Under this, the products will be covered under infant, juvenile and young categories, which will highlight the stage of the development and financial needs of the beneficiary micro unit (entrepreneur).
♦ Baby [शिशु]: Under this, loans up to Rs 50,000 will be covered.
♦ Teenage [किशोर]: Under this, loans up to Rs 50,000 and up to Rs 5 lakh will be covered.
♦ Tarun [तरुण]: Under this, loans up to Rs 5 lakh and up to Rs 10 lakh will be covered.

The business / enterprises / units covered under this will include small manufacturing units, shopkeepers, fruit / vegetable vendors, salon, beauty parlor, transporters, truck operators, machine operators, small industries, artisans, self help groups in rural and urban areas, Ownership of proprietorship / participation in the form of professionals, service providers, etc. I will join and whose funding requirement will be up to Rs. 10 lakhs.
The establishment of “MUDRA” will not only help in providing finance to deprived entrepreneurs from banking facilities but also reduce the cost of financing from the financers to the unorganized micro / small enterprises area.


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